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If  you have been declined or know of any family member that has been declined or has serious health issues, I can guaranteed at least up to $50k in coverage with no doctor’s reports or medicals.

If you are 18 - 80 years of age and have been declined for life insurance to cover your funeral and other debts, or if you know of a family member who has been declined, I can get you covered.

Guaranteed Life*  Insurance Polices 

No Medical Requirements 

Ages 18 - 80

Up to $500,000 of life insurance 


Your eligibility amount is dependent on how you answer the medical questionnaire.



Click Here for Eligibility Questions to see what plan you qualify for.

Below are examples of premium rates..

If you are age 60 and over and in relatively good health, for those who do not want to take a medical exam or provide a doctor’s report. 

I have illustrated Simplified Elite plans for male and Female ages 60 to 70 both non smokers $40,000 of life insurance to age 100

$25,000 of life insurance at age 75 to age 100.

The illustrations below are based on application questions ONLY with no medicals or doctors reports. Once approved  premiums are made on the 2nd month. Quotes below are examples only..


*Guaranteed Acceptance Life (Max. $50k (2 Year deferral)

Click Here for Eligibility Questions to see what plan you qualify for.

Simplified Elite $ 40,000 Age 60 Male, Non Smoker, Payable to age 100

$ 121.39  monthly

Simplified Elite $ 40,000 Age 60 Female, Non Smoker, Payable to age 100

$ 103.72 monthy

Simplified Elite $ 40,000 

Age 65 Male, Non Smoker, Payable to age 100

$ 170.50 monthy

Simplified Elite $ 40,000 Age 65 Female, Non Smoker, Payable to age 100

$137.09 monthly

Simplified Elite $ 40,000 

Age 70 Male, Non Smoker, Payable to age 100

$ 239.72 Monthly

Simplified Elite $ 40,000 

Age 70 Female, Non Smoker, Payable to age 100

$ 173.12 monthly

Simplified Elite $ 25,000 

Age 75 Male, Non Smoker, Payable to age 100

$ 222.21  monthly

Simplified Elite $ 25,000 

Age 75 Female, Non Smoker, Payable to age 100

$ 158.63 monthly

Please fill out the request form below to get a specific quote and illustration for you or someone you know.

or call 

John at 416-821-8050


Contact Us

Let me help insure you or someone you know

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